Riyadh, Saudi Arabia — Riyad Bank has launched U.S. dollar-denominated subordinated credit certificates under its international issuance program. The certificates target qualified investors in Saudi Arabia and global markets.

In a statement to Tadawul Saudi Arabia, the bank confirmed that the final issuance size and terms will depend on market conditions.

Riyad Bank appointed several international institutions as joint lead managers. These include DBS Bank, HSBC, J.P. Morgan, Merrill Lynch, Mizuho, Riyad Capital, SMBC, and Standard Chartered.

The minimum subscription is $200,000, with increments of $1,000. The certificates mature in 10 years, with an optional call feature after five years.

Riyad Bank stated that early redemption is possible under specific terms outlined in the offering memorandum.

The issuance reflects Riyad Bank’s strategy to diversify funding sources and expand its investor base. It also highlights the growing demand for Saudi financial products among regional and international investors.

Riyad Bank Dollar Credit Certificates Target Global Qualified Investors

The Riyad Bank dollar credit certificates aim to attract qualified investors seeking stable returns and exposure to Saudi Arabia’s growing financial sector. The structure provides flexibility, with optional redemption features and competitive terms based on market conditions.

Riyad Bank continues strengthening its international funding programs to support growth, financial resilience, and market expansion.

 

 

The Saudi Standard’s View: Saudi Banks Expand Global Debt Market Reach

Riyad Bank’s dollar credit certificates mark another step in Saudi Arabia’s growing sophistication in the financial sector. Domestic banks are tapping global markets to enhance funding flexibility and deepen the Kingdom’s capital markets.

This issuance targets qualified investors, signaling global confidence in Saudi financial instruments. The move aligns with the Kingdom’s strategy to position Riyadh as a leading financial hub.

As demand rises for structured debt products, Saudi banks like Riyad Bank are positioned to meet investor needs. These initiatives increase market liquidity, attract foreign capital, and reflect the banking sector’s growing scale.

 

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