Riyadh, Saudi Arabia — Riyad Bank approved interim cash dividends of SAR 2.54 billion for the first half of 2025, equal to SAR 0.85 per share. This represents an 8.5% payout based on nominal value.

Riyad Bank Dividends Hit SAR 2.54B for H1 2025 — 8.5% Payout

The board authorized the dividend for 2.99 billion eligible shares. The record date is August 4, 2025, and payments begin August 17, pending Saudi Central Bank approval.

Strong Earnings Support Dividend Decision

Riyad Bank’s dividend follows solid profit growth:

  • Q2 2025 net profit: SAR 2.596 billion, up 11.1% year-on-year and 4.45% from Q1.
  • H1 2025 net profit: SAR 5.083 billion, a 15.24% increase from SAR 4.410 billion in H1 2024.

This growth was driven by higher commission, trading, and fee incomes and gains from investments. Moreover, loans and advances rose 21.8% year-on-year to SAR 354.55 billion. Customer deposits increased 14.78% to SAR 316.81 billion, highlighting balance sheet strength.

What This Means for Investors

  • Attractive yield: The SAR 0.85 per share payout offers steady income amid rising interest rates.
  • Profit-driven distribution: The dividend aligns with strong net income and growing operational earnings.
  • Financial stability: Expanding deposits and loan portfolios indicate sustained capital strength.
  • Regulatory confidence: Central Bank approval confirms Riyad Bank’s sound capital base.

What to Watch Next

  • Second-half results: Continued profitability could lead to a year-end dividend.
  • Cost dynamics: Track provisioning and expense controls in upcoming quarters.
  • Peer comparison: Observe dividend trends at SABB, Al Rajhi Bank, and SNB.

THE SAUDI STANDARD’S VIEW: Riyad Bank Dividend Underscores Financial Strength and Sectoral Resilience

Riyad Bank’s SAR 2.54 billion dividend for H1 2025 underscores the vitality of Saudi banking. It signals that the Kingdom’s lenders are achieving consistent growth while reinforcing Vision 2030’s economic ambitions.

  • Strong Earnings, Disciplined Allocation: The 15.24% net profit increase reflects broad-based income strength—particularly in commission, trading, and foreign exchange. The dividend confirms Riyad Bank’s commitment to responsible capital returns.
  • Lending and Deposits Reflect Economic Momentum: The 21.8% rise in loans and nearly 15% growth in deposits underline the bank’s support for private sector growth and financial inclusion—both core Vision 2030 objectives.
  • Central Bank Approval Signals Robust Governance: Regulatory endorsement affirms Riyad Bank’s capital adequacy and risk management, reinforcing investor trust.
  • Resilient Income Mix Enhances Stability: With revenue growing beyond net interest income, Riyad Bank can navigate economic cycles and sustain shareholder returns.

Riyad Bank dividends reflect more than earnings—they symbolize confidence, policy alignment, and the evolving maturity of Saudi Arabia’s financial institutions.

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